Don’t let health insurance companies dictate the care you need! Rise memberships deliver personalized care without restrictions.

Author: Dr. Scott Finkbeiner

Rise Medical Director

After nearly 30 years as an internal medicine specialist and primary care physician, the biggest challenge I faced in delivering the best care possible was interference from health insurance companies.

A frequent question at Rise is whether we accept health insurance. While primary healthcare costs today necessitate some financial assistance, insurance companies create more hurdles than solutions.

The membership model we use is intentional. Our patients need straightforward care tailored to their needs, not to what their insurance will approve. Let’s go over a few reasons why we’ve done away with coverage and why it improves our quality of care.

Insurance Prioritizes Profits Over Health

Every company has a bottom line. Health insurance companies aim to help patients obtain affordable care, but their restrictions severely limit your options to increase their profitability.

By narrowing the field of providers in your network, they also restrict the services, screenings, and treatments you can access. But what if you needed one of those services to save your life (or at least keep you out of the doctor’s office)?

A staggering 1 in 5 insured Americans had a claim denied by their health insurance company in the last 12 months — meaning their care was dictated by an executive instead of their doctor.

With the endless back-and-forth for claim approval, the care process gets delayed — enabling your chronic conditions to worsen while the insurance companies line their pockets.

Slow Adoption of Advanced Technology

In the last few years, I’ve witnessed the rapid evolution of tech-driven diagnostics and therapeutic research to detect diseases early. These advancements are emerging quickly, but what good is that in an industry that is notoriously slow to adopt improved technology?

Delayed adoptions aren’t unique to insurance companies, but they are often the ones discouraging primary care providers from recommending these solutions to their patients.

Why won’t insurance companies embrace innovative technologies like advanced genetic testing, cardiac scans, or full-body MRIs when they effectively identify disease risks and cost less than a nice meal at a restaurant? It’s not for lack of research and regulation, it’s fear of investing.

Insurance companies often take years to approve coverage for new diagnostics and treatments, leaving my patients with outdated options that exacerbate their conditions. Instead of waiting for companies to catch up, Rise is democratizing access to these services to create healthier, empowered communities.

Memberships Enable Consistent, Personalized Care

Everyone knows they could be healthier — but it’s difficult to know where to start between limited services and healthcare obstacles.

Rise cannot replace your primary care doctor, but we can get you to the point where you only need a yearly checkup. We do this by segmenting each patient into memberships that address your ongoing needs without insurance company interference.

The first step is demystification. With a thorough consultation, your Rise specialist can recommend services, therapeutics, and membership tracks to optimize your health without executive influence.

Rise memberships are long-term with quarterly or biannual check-ins, meaning each treatment plan is actionable and measurable. Everything remains between you and your specialist. Should a problem arise, we can act quickly and avoid delays from claim denials.

Through the membership model, your care is shaped by what’s best for you — providing the consistency and reliability that modern healthcare desperately needs.

See What Healthcare Insurance Companies Are Missing

After 30 years in the medical field, I’ve seen the efficacy of personalized, proactive healthcare first-hand. However, profit-driven insurance companies are a crucial hindrance in medical advancements — creating more problems for the patients who need help the most.

By cutting out the middleman, Rise makes it easier to prioritize your well-being. Our consultation and evaluation processes ensure you get the treatments you need quickly without the bureaucratic oversight of health insurance.

With the advancements made in the last few years, you deserve healthcare without limitations. Book your Rise consultation to create a personalized plan that fits you, not your insurance company.